Mortgage

A 'mortgage' is a loan secured against your home. 'Secured' means that if you do not keep up the payments, the lender can sell your home to get its money back.

Remember: Your home may be repossessed if you do not keep up repayments on your mortgage.

Vehicle Loans

You own a car you may be able to secure the loan against it. This can be a good way of raising money quickly, as many of the criteria for lending you money can be relaxed. If you need emergency funds, or want a short term loan, a Vehicle Loan may be just what you need.

Secured Loans

Secured loan, or a home loan, is tied to your property, this enables lenders to offer a higher loan amount often at lower interest rates. However, you will need to be sure that you can re-pay the loan as your property may be at risk if you cannot repay the amount you borrow.

A secured loan may be a good way of reducing your outgoings by consolidating more expensive borrowing, such as credit cards or store cards. You may also be able to raise more money than if you take out an unsecured loan.

Unsecured Loans

Unsecured loans do not use your property as a guarantee or security against the loan.
Unsecured loans are the best option for homeowners who do not wish to put their property at risk.
Unsecured loans are also the best option for private renters, council tenants, looking for a tenant loan, and people living in housing association properties. The majority of people in the UK would prefer an unsecured personal loan given the choice.

About Loan

Loans offers a wide range of financial services which means that whatever situation you find yourself in, Loans has the confidence, the knowledge and the experience to help you. Whether it's a car, a holiday or just peace of mind you are looking for – The Loans will put a smile back in your day.